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    2018 Fair Lending Hot Topics: Redlining, Mortgage & Student Loan Servicing, & Small Business Lending

    Tuesday, April 3, 2018 - 2:00 PM - 3:30 PM ET
    $199.00
    *
    This webinar will discuss the CFPB's Fair Lending Supervision and Enforcement Priorities, including: Redlining, Mortgage Servicing, Student Loan Servicing, and Small Business Lending.

    All Attendees will receive a copy of the CFPB's 2017 Fair Lending Report, which outlines the Agency's supervision and enforcement activites for 2016, as well its priorities for 2017. 

    Overview

    In April, the Consumer Financial Protection Bureau (CFPB) released its annual Fair Lending Report. Importantly, the Report states that the CFPB will increse its focus on Redlining, Mortgage Servicing, Student Loan Servicing, and Small Business Lending.

    We will discuss these hot topics, as well as fair lending issues that are on the CFPB's radar for 2018, including providing assistance to consumers with limited English proficiency; the potential for additional scrutiny of lender treatment of applicants in a number of product areas after January 1 (the date on which HMDA-reporting institutions will be required to submit additional data points to the Bureau); and, due to the aggressive supervision and enforcement of ECOA and HMDA, your institution should consider whether your compliance programs in servicing and small business lending could be enhanced.

    Covered Topics

    • In-depth Review of the CFPB's 2017 Fair Lending Report, emphasizing Bureau priorities: redlining, mortgage and student loan servicing, and small business lending
    • Explore the CFPB's risk-based prioritization approach
    • Lenders' compliance management systems (CMS): Ensuring your Institution's CMS are appropriate for your size, complexity, and risk profile
    • Discuss enforcement actions related to Bureau-perceived violations of the Equal Credit Opportunity Act (ECOA) and the Home Mortgage Disclosure Act (HMDA) & whether your institution's compliance programs in servicing and small business lending could be enhanced
    • 2018 Topics: Assisting Limited English Proficiency Customers & Additional Scrutiny related to additional data points all HMDA-reporting institutions will be required to submit on January 1

    Who Should Attend? 

    • Fair Lending Analysts
    • Lending Officers
    • Compliance Officers
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    All Attendees will receive a copy of the CFPB's 2017 Fair Lending Report, which outlines the Agency's supervision and enforcement activites for 2016, as well its priorities for 2017. 

    Overview

    In April, the Consumer Financial Protection Bureau (CFPB) released its annual Fair Lending Report. Importantly, the Report states that the CFPB will increse its focus on Redlining, Mortgage Servicing, Student Loan Servicing, and Small Business Lending.

    We will discuss these hot topics, as well as fair lending issues that are on the CFPB's radar for 2018, including providing assistance to consumers with limited English proficiency; the potential for additional scrutiny of lender treatment of applicants in a number of product areas after January 1 (the date on which HMDA-reporting institutions will be required to submit additional data points to the Bureau); and, due to the aggressive supervision and enforcement of ECOA and HMDA, your institution should consider whether your compliance programs in servicing and small business lending could be enhanced.

    Covered Topics

    • In-depth Review of the CFPB's 2017 Fair Lending Report, emphasizing Bureau priorities: redlining, mortgage and student loan servicing, and small business lending
    • Explore the CFPB's risk-based prioritization approach
    • Lenders' compliance management systems (CMS): Ensuring your Institution's CMS are appropriate for your size, complexity, and risk profile
    • Discuss enforcement actions related to Bureau-perceived violations of the Equal Credit Opportunity Act (ECOA) and the Home Mortgage Disclosure Act (HMDA) & whether your institution's compliance programs in servicing and small business lending could be enhanced
    • 2018 Topics: Assisting Limited English Proficiency Customers & Additional Scrutiny related to additional data points all HMDA-reporting institutions will be required to submit on January 1

    Who Should Attend? 

    • Fair Lending Analysts
    • Lending Officers
    • Compliance Officers
    Presenter:

    Jon Tavares

    Jon Tavares, Esq., CRCM, NCCO, is an experienced compliance consultant and trainer. Having served as Corporate Counsel for a community bank, Compliance Officer at a regional bank, and Regulatory Change Manager at a large bank, Jon brings varied and wide-ranging experience. Jon is knowledgeable in all aspects of banking compliance with an emphasis on advertising, military lending, mortgage, and privacy rules. Jon has a Bachelor of Arts from San Diego State University and Master of Laws and Juris Doctor degrees from The University of Alabama School of Law and is a ABA Certified Regulatory Compliance Manager and NAFCU Certified Compliance Officer.