This is a rebroadcast of a session that was originally recorded on the 30th of November 2016.
Bonus Supplement: When you register for this session, you will receive a Sample Addendum to Guaranty, which can be tailored to your financial institution's contractual needs and lending documents.
The rules for Regulation B have been updated -- a new target is flying overhead. Are you and your team prepared for the changes?
In the past 2.5 months, several events related to the Equal Credit Opportunity Act have occurred, including:
We will provide practical tips and tools to ensure you nail the target. Join us for engaging play-by-play information on ECOA and the latest trends in Regulation B.
This is a rebroadcast of a session that was recorded on the 13th of December 2016.
Are you confident your e-statement program is compliant with legal and regulatory guidelines? Many financial institutions have unwittingly established unlawful online banking programs that are in violation of the federal Electronic Signatures in Global and National Commerce (E-SIGN) Act. If you are caught operating a noncompliant program, every e-statement you’ve ever sent could be deemed legally invalid. Regulatory fines, defense costs, and legal settlements could far exceed the potential savings e-statements provide.
Financial institutions engaged in electronic banking are legally obligated to adhere to the E-SIGN Act. E-SIGN disclosure rules prohibit banks from implementing wholesale switchovers, in which all customers are automatically converted to e-statements. Instead, E-SIGN requires customers to “opt-in” before receiving e-statements, so paper statements must be available for those who lack the technology (or desire) to view statements electronically. Are you managing e-statements, e-disclosures, and other e-records effectively and compliantly? Join us for a review of the related compliance risks, rules, policies, and best practices. You’ll learn what it takes to help ensure that your E-SIGN program is compliant with legal, regulatory, and organizational guidelines.
*DEEP DECEMBER DISCOUNT* Take 25% with code: guest25
This is a rebroadcast of a session that was recorded on the 19th of October 2016.
With the accounting and regulatory landscape constantly changing, the Call Report continues to evolve as well. Call Report preparers and reviewers must stay up-to-date on the changes to the call reporting form and the reporting instructions.
The agencies recently finalized changes that will take effect as of the September 30, 2016 Call Report and the March 31, 2017 Call Report. This session will highlight those changes as well as other hot topics in call reporting.
This is a rebroadcast of a session that was recorded on the 6th of July 2016.
This webinar will provide the Banker with a strong background in banking for the medical, legal, and accounting professional. The webinar will address the three most important issues in providing bank products and services to these professionals including Marketing to the practice, Financing the practice, and Managing the relationship.
The marketing section will cover “targeting” the bank’s products/services to fulfill the banking needs of doctors (MDs, dentists, optometrists), attorneys, and CPAs. The “mind-set” of these practitioners will also be reviewed.
The financing section will include typical bank “lending” and “deposit services” and effective “credit underwriting” of the professional practice including financial statement and cash flow analyses.
The relationship management section will explore ways to more effectively work with the professional, from a “psychological” standpoint, and better interact with their office manager and staff.
Case studies will be utilized throughout the webinar to reinforce the concepts.