When you register for this program you will receive a complimentary Credit Scores Learning Workbook.
Let’s face it, for many people credit scores are a mystery. Why does one consumer have a 700+ FICO with late payments and past collections when another consumer’s score, with clean payment history is 50 points lower? And why is the credit score we just pulled for a consumer so much different than the one they received this month from their credit card company? If you have these questions too you are not alone.
In this course we are going to dive as deep as we can in an hour and one half, to unravel the mystery behind the FICO credit score. The information provided is invaluable which every employee who works with credit reports and consumers should have.
Wednesday, October 25, 2017 - 11:00 AM - 12:30 PM ET
This program reviews the electronic risks facing banks and provides rules, policies, and best practices to help reduce the likelihood of online disasters, while increasing compliance and enhancing communication. You’ll leave this webinar with the information necessary to develop and implement a strategic policy-based electronic compliance management program combining written rules, employee training, and technology tools.
Thursday, October 26, 2017 - 11:00 AM - 12:30 PM ET
The Gist: Financial Institutions that engage in transactions involving money generated by marijuana-related activity are subject to criminal liability for failure to identify or report financial transactions which implicate violations of the U.S. Controlled Substances Act (“CSA”).
However, there is real potential for community banks and credit unions to offer their services to marijuana businesses. This is because bigger national banks continue to close out the last of their existing cannabis-related accounts. Although your Institution would still take on risk by providing services - which, technically, would violate federal law - if you comply with the Cole Memo and FinCEN Guidance, then this could be a lucrative opportunity.
Wednesday, November 1, 2017 - 11:00 AM - 12:30 PM ET
President Trump has vowed to dismantle the Dodd-Frank Wall Street Reform and Consumer Protection Act and as a part of that process the Consumer Financial Protection Bureau (CFPB). While this has been on his radar for some time, the CFPB will be a part of our regulatory lives for the foreseeable future. The CFPB will continue to be a leader in setting regulatory priorities across the financial industry. This session is a forward thinking discussion that will explore what is on the agenda, what we can expect, and what these changes mean for us. We will also discuss the implications of President Trumps vow to dismantle the rules.
Wednesday, November 8, 2017 - 11:00 AM - 12:30 PM ET
The focus of this interactive webinar is to limit your financial institution’s liability. This session outlines your responsibilities to the Federal Government if a beneficiary is deceased but still receiving benefit payments. The NACHA Operating Rules still apply when processing these payments but the Green Book outlines the exceptions when handling DNEs (Death Notification Entries) and Federal Government Reclamations.
Thursday, November 16, 2017 - 11:00 AM - 12:30 PM ET
Being a BSA officer requires technical knowledge, communication and cooperation with auditors and regulators, and the ability to navigate and negotiate among entities within your Institution.
We will review BSA requirements and examine real-life scenarios. You will learn which areas in your Institution require additioal research and how to investigate, file, and track a SAR. After attending this webinar you will be well-positioned to meet- and surpass- examiner and regulator expectations.
Friday, November 17, 2017 - 11:00 AM - 12:30 PM ET
This session will provide a high-level overview of the statutory framework, rulemaking and enforcement activity, and potential for litigation with regard to ADA website compliance. After attending this webinar, you will be better prepared to improve the accessibility of your website either internally or with the assistance of a website developer.
Join us to review FDIC and other regulatory retention rules; E-Sign record requirements; email, social media, and mobile device record risks; and electronic record retention rules, policies, and best practices.
This session will explore what steps need to be taken to implement an effective Regulation CC compliance program; will breakdown the new rule section-by-section and explain the effects these changes have on your check clearing procedures; and, will outline the procedures your institution must have in place for a sound and compliant effective funds availability program.
Tuesday, December 12, 2017 - 11:00 AM - 12:30 PM ET
Every day, the frontline must successfully navigate their way through many different situations. Being prepared to handle those situations is vital to your institution. Throughout this series, we will explore the areas that branches typically encounter. Our discussions will be from the branch's perspective and will focus on what they need to know to help guide them through their daily activities.
This session will explore the frontline's roles and responsibilities related to the Truth in Savings Act and Reserve Requirements.
Wednesday, December 13, 2017 - 2:00 PM - 3:30 PM ET
Upon completion of this webinar, participants will be able to:
• Understand of the circumstances leading up to current loan repayment problems
• Recognize the benefits of preparing an income statement in addition to a projected cash flow statement for agricultural operations
• Understand the magnitude of the difference between net farm income calculated using the cash basis schedule F of the income tax return and accrual-adjusted net farm income
• Learn how to access a “free” spreadsheet that can be used to prepare an accrual-adjusted income statement
• Learn comparative data sources that can be used to assess financial performance
• Learn the effectiveness of changes in operating strategies and loan terms on repayment capacity
This webinar explores the new customer due diligence rules, and how they impact your institution's daily operations. During our discussion, we will explore updates to your BSA program documentation, customer forms, on-boarding processes, system changes, and the extensive training that will be required.
This webinar will first take you through a step-by-step process to develop strong Risk Assessments to address key areas of your institution. Then the presenter will specifically focus on three key Risk Assessments you must have as critical components of your ERM Program: the Enterprise Risk Management Risk Assessment, Information Technology Risk Assessment, and the Internal Controls Risk Assessment. You will walk away with practical tools and examples you can implement in your organization immediately.
After attending this webinar, you will walk away with a deeper knowledge of Cash Management, conduct a risk assessment on any new products, and bring back ideas to your bank on how to market Cash Management products and services to your business clients. In addition, your team will also work better together knowing how critical each area is to the success of the implementation and sale of these products and services.