When you register for this session, you will receive a complimentary Toolkit that will include examples of forms used and notable legal resources your institution needs to avoid lawsuits.
The best defense is to not need a defense. The financial struggles of the past ten years have led to an explosion of lawsuits filed by debtors, who increasingly see aggressive litigation as a way to force lenders to reduce or even eliminate debts.
Being a defendant in a suit can cost hundreds of thousands of dollars in legal fees and lost productivity even if you ultimately win the suit: key employees will have to take time off to be deposed, records will have to be provided, and the unwanted publicity and scrutiny will take its toll on the company’s public image and profitability.
The best way to avoid legal trouble is not to give it a foothold in the first place. Your employees need to know what things they are doing that lead to lawsuits, and how to avoid making those costly mistakes.
This seminar will help you critically assess the legal exposure your company already faces from things your employees are doing every day; this seminar is the proverbial “ounce of prevention” that will help reduce or eliminate most of your litigation expenses.
Plus, the information you’ll gain will help you establish practices that will make your company function better overall: better supervision and information-retention procedures mean better employees and a better company.
In August 2016, the final pieces of Dodd-Frank 342 rules were finalized. An institution's diversity self assessments will now be collected and used by the federal banking agencies to "monitor diversity and inclusion trends and identify leading policies and practices in the financial services industry."
This 90-minute presentation will prepare community bank officers and directors for a potential merger or acquisition by presenting a step-by-step overview of the merger and acquisition process from beginning to end.
Upon completion of this webinar, participants will understand:
• What regulations cover advertising for credit products;
• What communications are considered “advertisements”;
• What are triggering terms and triggered disclosures;
• When the Member FDIC/NCUA and Equal Housing Lender logos are required;
• Differences between advertising requirements for consumer and commercial loans; and
• UDAAP issues surrounding advertising.